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Simple Procedure
Instant Approval Decision
Customised Deals
Deals For Expats

Did the financial crisis cross your way while managing expenses? OR Did an unexpected need appeared with an instant need of funds? Whatever it is, small personal loans are always there to offer the comfort of financial peace. LondonCashLender is an expert in providing tailor-made personal loans for the fund-seekers with varied financial backgrounds. We aim to deliver funds precisely at the time of the need.

SPECIALTIES OF OUR PERSONAL LOANS

  • One page and simple application form
  • Borrow from 3 months………..to 36 months
  • Data secured by Secure Sockets Technology
  • Payment break up to 2 months
  • No guarantor, no collateral required
Personal Loan UK

Note: The loan tenure includes the payment break of 3 months. For any clarification on this point, call us and get a relatable answer. It is our priority to explain the complete procedure and related formalities to the borrowers. With loans, we also deliver high standards of financial literacy. The discretion of the borrowers always gets respect during our official formalities.

HOW CAN I GET THE MAXIMUM AMOUNT YOU OFFER?

We are rational as well as liberal in our lending policies and judge you on the fundamental rules repaying capacity. If you qualify on the set criteria, we guarantee a timely fund disbursement. With the good financial condition, you can even manage to borrow funds the same day.

  • Current income status should be stable
  • Income-outgoing ratio should not be less than 60:40
  • Employment stability factor is important

A noteworthy point here is we offer funds to poor credit people through bad credit personal loans. If you think due to poor credit, you need to go somewhere else then stay here only. We have a solution for every borrower irrespective of credit score status. For poor credit people, we offer the flexibility in income-outgoing ratio with a minimum level of 50:50.

Who can apply?

  • Employed
  • Self-employed
  • Partly employed
  • People on furloughed income
  • Unemployed with an earning source

I AM YOUR EXISTING BORROWER AND I NEED AN ADDITIONAL AMOUNT ON MY PERSONAL LOAN

We always appreciate the borrowers who keep a good payment record with us on their running loans. If you are among them, we are more than happy to offer additional funds with no obligation quote. Through a simple, quick procedure, we look at your current finances and in a short time, transfer you the amount you can afford. During the festive season, the additional borrowing comes with exclusive offers such as discounted rates, gift vouchers etc. We want you to have a happy borrowing experience and show your trust in our services.

SOME TIPS TO GET AN EASY APPROVAL IN THE FORM OF DO’S AND DON’TS

Through some smart tips, it is possible to get the desired loan amount. They can help in qualifying for the funds without any confusion. The need is to do a few things and also avoid a few other things for smooth attainment of funds. Below is the mention of both sides.

HOW TO GET AN APPROVAL ON PERSONAL LOANS
WHAT TO DO WHAT NOT TO DO
  • Stay stable in personal finances
  • Try to keep a good credit score
  • Get on the electoral roll
  • Keep good recent financial behaviour
  • Do not make multiple applications
  • Do not ignore repaying capacity
  • Do not forget to check credit report
  • Do not believe on gimmick deals
The above tips on do’s and don’ts can help obtain funds through personal loans without any hassle. The personal finances and financial behaviour are the two ultimate factors that finally decide how close you are to the loan approval.

HOW DO YOU CHARGE THE INTEREST RATE?

The personal loan calculator offers relatable estimations on the rate of interest on the deal we provide to you. To be precise, the pricing of the loans occurs in comparison to your repaying capacity. Here is how we work on the calculation of the interest rate.

  • Calculation of the rate of interest applicable during the whole tenure
  • The calculated interest rate is added to the total loan amount
  • Calculation of the monthly rate based on the Annual Percentage Rate

The maximum APR we offer is 25.4%

Note: Rate of interest always vary according to the individual financial conditions of the applicant, and the final decision depends on the current earning capacity.

MY FINANCIAL CONDITIONS ARE WEAK DUE TO CORONAVIRUS, CAN I GET A PERSONAL LOAN

Yes, you can get funds through our coronavirus personal loans that we have designed with some unique features. With an aim to help people come out from the havoc of covid-19, we have created this product to help them revive financially. Irrespective of the purpose, you can borrow funds through a speedy application process. We thoroughly understand the pain that you are going through the tough time. No worries, our financial assistance is there always to support when you need it most.

FEATURES OF CORONAVIRUS PERSONAL LOANS
Considerable discount in interest rates Funds could be transferred the same day
People on furloughed income can apply Unemployed with an earning source can apply
People on redundancy can apply Bad credit people with a minimum 600 score can apply

WHY CHOOSE PLATINUM FINANCE?

Here is a quick mention of some of our qualities that make the borrowing convenient for the fund seekers. For any further information, you can always contact us –

  • No obligation quote without collateral and guarantor
  • 99% approval rate that is rare after corona
  • Special offers on corona personal loan deals
  • Lucrative loan offers for Expats

With next-generation lending policies, we ensure a better 'financial tomorrow' for our borrowers. We are always prepared to support anytime, any day. 24x7 and on bank holidays, you can remain sure about instant assistance to prevent the chaos of money crisis.

Platinum Finance believes in financial equality and aims to create a better and friendly atmosphere for the borrowers. We commit to offer uncompromised loan solutions through unsecured personal loans. Through simplified loan procedure, we ensure timely assistance to the fund seekers. As the direct lender, our lending practices are flexible, and we are always open to any suggestion for improvement.