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Online High Acceptance Guaranteed Loans With No Guarantor Required !

"Are you looking for a loan online but don’t have any guarantor to support your application?"
"Do you want to take a hassle-free loan on full acceptance from a direct lender in the UK?"
Guaranteed loans are another form of personal loans where the third-party guarantee is required to seek the loan approval. With that, you generate the opportunity to get large funding. Sometimes, arranging the guarantor may not be possible, especially during the urgent needs of funds.

The loan that we offer does not need to include any third person to take your guarantee. Instead, your income is enough to give guarantee to us for the loan repayment on your next payday.

Very common these days that people want money instantly without any delay or any obstacles. Most of the time, they need loans that should not include too much documentation and income proofs. No one can always assist you in the tricky financial period, but direct lenders in the UK, like Platinum Finance, are always prepared to help by disbursing the desired amount of money.

We have a positive reputation in the marketplace as a reliable online lending firm. With us, one can easily avail funds as soon as possible and without facing any problem. All the lending terms, from loan interest rate to repayment, enable borrowers to get rid of their financial mess in the less possible time.

Advantages of Guaranteed Payday Loans that Will Bring a Delight for You:

  • Applying for loans here means no need for a long confirmation on your loan application. Your recent financial status is enough for us to frame the guaranteed loan approval
  • Minimum obligations add more convenience for the borrowers, as people with poor credit scores can also consider themselves as qualified borrowers
  • High interest rates may be from other lenders but our loan rates are always competitive and suitable for every pocket
  • Repayments are surely under the capacity of the loan applicants and improving credit scores suddenly becomes a possibility
  • Our special deals for festival season attract a large of borrowers and they can get them on specific features

At Platinum Finance, FLEXIBILITY in lending policies makes the way for FEASIBLE financial solution. This doctrine works well when we commit ourselves towards the deals like guaranteed loans with no guarantor. Here, our main concern will not be, ‘who is with you’, rather our main purpose will be to ask you, ‘how much you earn’?

As far as an eligibility criterion is concerned, borrowers must have these qualifications:

  • Age should be 18 years or above
  • An active and valid bank account
Loans Process

Are lending terms easy-to-follow at Platinum Finance?

Lending terms are, most of the time, strict for the people with bad credit scores. As a consequence, many people deprive of taking the loans, and they have to continue with their financial struggle. On the other hand, we have changed the scenario and adopted much needed flexible lending policies. Our lending doors are always open for people with low credit scores. Getting no guarantor loans are easy to avail even if your credit rating is disappointing.

A much-needed factor of no credit check

We follow no credit check policy while approving the applications for the very bad credit loans.

  • No credit check policy means we do not make hard inquiries that show up on your credit report and damage your score. Instead, we make soft inquiries that do not leave hard footprints in your report. As a responsible lender, we are supposed to determine whether you will be able to pay back the debt on time or not.
  • The purpose of soft inquiries is the same as hard inquiries; the only difference is it does not pull your credit score. We will also take into account your financial situation. Note that you may get approved for a lower amount than you quoted. It all depends on your reimbursement capacity.
  • With 100% acceptance loans with flexible repayment terms, you have an excellent chance to improve your credit scores by repaying the funds on the given schedule. It will also open up many opportunities to seek financial assistance during such sort of difficult time down the road.

Guaranteed Payday Loans for Bad Credit History

We have an unmatched record of accepting loan requests from all types of credit history people. If you live in the UK and have a bad credit score, you do not have to worry at all. Our lending doors are open for you! We will happily offer you a payday loan at the best lending rate. There are no hidden charges.
We offer both standard payday loans and instalment payday loans.

Standard Payday Loans: They require you to borrow a small amount of money to finance your low expenses. The term of these loans is usually two weeks, and you will have to pay the whole of the debt in a lump sum. The disbursal limit for standard personal loans cannot be more than £1000

Instalment Payday Loans: If you need a significant amount, you can apply for instalment payday loans. These funding sources allow you to pay back in equal monthly instalments. The term of these loans may vary from three months to 12-month loan depending on your credit needs and repayment capacity.Since you are to pay down the debt in instalments, the minimum borrowing limit should be over £1000.

Although payday loans are notorious for high-interest rates, we assure that you will find our deals more promising than other direct lenders. Our high acceptance payday loans are subject to your affordability, and this is why you do not need to fear falling in debt. Whether you apply for standard payday loans or instalment payday loans, we will quickly assess your application and transfer money to your account the same day.

100% Instant Approval Online! No Credit Check Required!

We work on the ethic that our prospective borrowers should not face any loan approval problem. Our team of the best credit professionals quickly checks your online application and approves it without going through the credit check. We believe in offering the easiest guaranteed no credit check loan to our prospective borrowers.

  • Quick application : Decide how much you want to borrow and then fill in the application form. It takes hardly five minutes. Make sure that you fill out personal, banking and employment details correctly.
  • Instant decision : Our algorithms will take into account your financial circumstances to decide how much amount you could borrow. Normally, the decision is taken quickly.
  • Get money : You will get money directly in your account within 90 seconds after you give your consent.
Instant Approval

What Makes Platinum Finance Standout

Our lending company has been serving people for a long time. We are not credit brokers. We are one of the top direct lenders and you can trust us for our guaranteed loans with no guarantor service. Here is what makes us standout among other direct lenders:

  • 100% guaranteed on a bad credit loan

  • Instant decision

  • No Broker

  • No obligations

  • No third party dealings

  • Same-day funds transfer

  • Direct credit into your bank account

  • Personalized loan offers

  • Round the clock support

  • Competitive interest rates


What are guaranteed loans?

“Guaranteed loans are those borrowing where you are required to present a guarantor or security if your amount is big and you have low income.” The direct lender presents you varied options in terms of providing guaranteed amount for example, if your amount is small and you are having low credit score the lender can consider giving guaranteed approval. There is another factor which is necessary to make a note of that is depending on your income your further proceedings and features will get decided.

How do I get a loan with no guarantor?

With the flexible lending policies of the modern-day lenders, you can get guaranteed loans with no guarantor or dealing with bad credit situation. You can go ahead towards the loan process based on your MONTHLY INCOME.

Who can guarantee a loan?

Anyone of your acquaintance can act as a guarantor to your loan, but they must have a good credit score. A guarantor helps you borrow money at affordable interest rates despite poor credit. It reduces the risk of lending, and therefore a lender will not hesitate you to lend money at competitive interest deals. In case you default, the lender will ask the guarantor to pay off the due amount. If you apply for a guarantor loan, make sure that you pay off the debt on time. Otherwise, your guarantor’s credit score will also go down along with yours.

Are there any guaranteed loans for bad credit?

Yes, there are guaranteed loans available from the source of direct lenders. The borrowing term allows the bad credit score holders to get access to the instant disbursal. To make their application process work healthily, the lenders perform no credit score check feature for the same and accept the income status as the criterion to approve the loan applications. It can be assumed that to make the best use of it, if a borrower can repay the amount on time, then he or she can redeem the 'good' credit score again. Therefore, online assistance also provides you a simple application procedure so that it helps to save the time of the borrowers and can make the most from the given policy.

Can I get a payday loan with very bad credit?

Yes, you can get a payday loan with bad credit under the shelter of direct lender’s unsecured credit term. You have to keep a good source of income because the small amount of borrowings can take a hike in the interest rates. The direct lender facilitates no credit check feature, which helps you to escape from the adverse effects of a credit footprint on your financial records. This way, you can get the desired amount, which can prevent your financial crisis with an instant disbursal.

Can I get a loan with bad credit and no guarantor?

Options are available to avail loan with bad credit and no guarantor is there to back you. Remember, you need to approach a direct lender. London Cash Lender does have the bespoke loan offer where there are fewer obligations but maximum chance of loan approval.

You only need to apply online and submit it quickly to get instant loan benefits like:

  • Same day approval
  • No credit check
  • Credit score improvement

Can I apply Guaranteed payday loans from mobile phone?

Yes, you can apply for guaranteed payday loans with the help of your smartphone. You have to keep a good internet connection, and by filling an online application form, you can receive the small amount into your account. It is the service that is applicable to serve the urgent need, which you can apply anytime by sitting at any corner of your place. Not only that, it stores easy repayment by selecting the date and time as per the convenience of the situation. Therefore, make sure that you keep your essentials ready because the process takes only 15 to 20 minutes of disbursal.

Are there any guaranteed payday loans?

Yes, guaranteed payday loans do exist but only from a very few direct lenders, including Platinum Finance. These loans are offered on certain circumstances because providing guaranteed loan approval may be considered as hypocrisy. But some reliable online lenders present these loans on these circumstances:

  • Borrowers must be employed either in a full-time and part-time job, as it will be applied as repayment capacity.
  • Borrowers may bring a guarantor with a good credit history that can ensure the lender about the proper repayment.

Fulfilment of these or either of these conditions may bring guaranteed approval on the payday loans.

Can I get a guaranteed loan with no income?

Yes, you can get quick funds with a guaranteed loan even without having any income source. But, there are certain conditions that you have to direct to get approval. You can read them below:

  • 1. Guarantor: If you know someone with good credit history, then they can help you to get quick approval. Make sure that they should not financially connect to you.
  • 2. Investments: Having long term investment can help the lender to recover the money.

You can choose any one method as mentioned above, to get a guaranteed loan.

How do I apply for a guaranteed payday loan via Platinum Finance?

Platinum Finance has laid an effortless application procedure to apply for the guaranteed payday loan.

  • The aspirants can either apply on its official website or can text a message for the loan query;
  • Once received, we quickly go through the application and verify details within a few minutes;
  • The approval comes instantly followed by fast fund disbursal through online bank transfer.

What is a high acceptance payday loan?

The high acceptance payday loan is a financial product where the borrowers have the higher chances of guaranteed loan approval. The obligations may not be much but you should be an earning person while applying for the loans. It is because the lender will take out the repayment from your bank account on the next payday.